Michał Nowakowski, Ph.D., attorney-at-law. Co-founder of CeforAI (AI technology company - more details to be announced) and Head of NewTech @ NGL Advisory. Michał is a new technologies expert, including broadly defined "artificial intelligence" and ICT risk and data management. He is a member of the LegalTech Commission @ Legal Counsels Chambers in Warsaw. He is a founder of www.finregtech.pl - blog about new technologies and legal and regulatory landscape. Michał worked for financial institutions on digital transformation, automation and elimination of redundant processes and research and development (R&D). He also has experience working in public sector institutions, including the European Central Bank and the International Monetary Fund. He is deputy chairman of the working group on Artificial Intelligence and chairman for AI in financial services at the Chancellery of the Prime Minister and an external expert for the consortium in the EBRD and the European Commission project on creating a legal and regulatory framework for technological innovation in finance. He is also a lecturer on postgraduate studies in IT Resource Management at the Warsaw University of Technology and Law in the Business of New Technologies at Łazarski University and other universities. He is the author of "Fintech – Technology, Finance, Regulation. A practical guide for the financial innovation sector" awarded with eDucat in 2021. He was editor of crowdfunded ebook "Lawyer 4.0, new type of advisor in the time of digital (r)evolution). Michał understands the technological environment as well as project management principles and agile methodologies. In his work, he applies SCRUM. She also has basic programming skills (Python).